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I Understand

Customer Service Number : (632) 8689-6634

COVID Upgrade 50K

Single / Annual Plan:
Select a plan:
No. of Insured Person:
Area of Travel:
No Covid-19 coverage for destinations to China including Hong Kong, Macau, and Taiwan.
Departure Date
(DD/MM/YYYY):
Arrival Date
(DD/MM/YYYY):
Promo Code
Essential Extra
Coverage
Sum Insured (PHP)
  • Section 1 - Accidental Death and Disablement (Common Carrier Benefit)

    1,000,000

    1,200,000

  • Section 3 - Medical Expenses

    up to 1,000,000

    up to 2,500,000

  • Section 3b - Overseas Hospital Cash

    500 Per Day/
    5,000 Per Trip

    1,000 Per Day/
    10,000 Per Trip

  • Section 3c - First Medical Assistance in case of Pre-existing illness

    15,000

    25,000

  • Section 3d - Amateur Sports

    Included

    Included

  • Section 4c - Hospital Admission Guarantee

    up to 500,000

    up to 1,000,000

  • Section 12 - Personal Liability

    up to 2,000,000

    up to 2,500,000

Product Highlights
  1. Cover for terrorism
  2. Medical expenses up to Php 2,500,000 including in and outpatient treatments
  3. No sublimit or restriction on outpatient expenses and number of doctor visits
  4. Follow up Medical Treatment benefit up to Php 250,000
  5. Hospital Admission Guarantee benefit up to Php 1,000,000
  6. No co-payment or deductible
  7. Personal accident benefit covers 18 different events of disablement and accidental death
  8. Provides cover for amateur hazardous sports, such as hot air ballooning, scuba diving, skiing, etc.
  9. Extends to cover rental vehicle excess
  10. Assist Card Assistance Services providing assistance in 197 countries and 17,000 cities
  11. The company reserves the right to update the information as necessary
Global Emergency Assistance Services
  1. Starr Global Emergency Assistance Services is supported by Assist Card which is one of the subsidiaries of Starr Companies. Assist Card has more than 400,000 service providers providing travel assistance services in 197 countries and 17,000 cities around the world.
Major Exclusions
  1. War, suicide, pregnancy, childbirth, any illegal or unlawful act, HIV-related illness including AIDS, professional sport, riding or driving in any kind of motor racing competition, loss connected to the effects of alcohol or drugs, psychosis, jewelry or accessories, mobile phone, antique, fragile articles, unlawful acts and any pre-existing conditions. Travel in, to or through Afghanistan, Cuba, Iran, North Korea, Sudan, Syria or Iraq.
    View General Exclusions
Age Limit
  1. Single Trip Plan: 6-months old – 85 years old
  2. Annual Travel Plan: Enroll up to 70 years old and renewable up to 75 years old.

General Conditions

  1. An individual applicant must be at least 18 years old to apply for travel insurance.
  2. An insured person or traveler aged from 6-months old to 85 years old is eligible to purchase a Short-Term Travel Plan.
  3. An insured person or traveler aged from 76 years old to 80 years old will require a premium loading of 100%.
  4. An insured person or traveler aged from 81 years old to 85 years old will require a premium loading of 200%.
  5. The maximum age eligible for purchasing an Annual Travel Plan is 70 years old and is renewable until 75 years old.
  6. For an insured person aged 17 and below, the maximum sum insured for Accidental Death and Disablement is 25% of the sum insured.
  7. Maximum number of days per trip is 180 days for Short Term Travel policies.
  8. Maximum number of days per trip is 90 days for Annual Travel policies.
  9. Personal money cover is not applicable to insured person aged 10 or below.
  10. Insurance cover on Short Term Travel Policies will be automatically extended for up to a maximum of 7 days at no additional premium, if the return trip is unavoidably delayed due to unforeseen circumstances beyond the control of the insured person.
  11. Written notice (Email : claimcare.ph@starrcompanies.com) of a claim must be given and notified to Starr Philippines within 30 days of the incident.
  12. The Policyholder may cancel this Policy within five (5) days of purchasing this Policy provided this Policy is valid for a minimum of 30 days by giving us a written notice Email: customercare.ph@starrcompanies.com
  13. All services under Section 4 – Starr Global Emergency Assistance Services must be arranged by Starr Global Emergency Assistance.
  14. This brochure provides a summary of the plan only and is not a contract of insurance. Please refer to the policy wordings for the complete details of the benefits.
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